Privacy & Referral Policy

1. Information We Collect

We may collect personal information such as your name, address, phone number, email address, and details related to your insurance coverage, property, and service requests.

2. How We Use Information

• Provide insurance services, quotes, and policies.
• Communicate with you about your coverage and account.
• Fulfill regulatory, legal, and compliance obligations.
• Refer you to trusted third-party service providers as outlined below.

3. Referrals to Third-Party Services

As part of our client services, BraveLinc may refer you to third-party providers, including but not limited to:

• Utility Concierge Services – BraveLinc refers new policyholders to a utility concierge partner that assists with setting up home utilities, internet, and home security services. This referral is provided as a courtesy, and you are under no obligation to use their services.
• Roofing and Home Services – BraveLinc may provide referrals to vetted roofing and home service partners when relevant to your insurance needs.

Important Notice: These providers are independent third parties. BraveLinc Insurance Group does not own, operate, control, warrant, or guarantee the quality, performance, safety, timeliness, pricing, or outcome of services provided by these third-party partners.

4. Information Sharing

• We do not sell, rent, or trade your personal information to unaffiliated third parties.
• We may share your information with carriers, regulators, mortgagees, or service providers necessary to complete your insurance transaction.
• We may share your information with trusted third-party partners for the limited purpose of delivering the referral services described above.
• SMS opt-in and phone numbers collected for SMS consent will not be shared with any third party or affiliate company.

5. Hold Harmless and Limitation of Liability

By engaging with BraveLinc Insurance Group, you agree that:

• BraveLinc Insurance Group is not responsible or liable for any acts, errors, omissions, damages, disputes, losses, or liabilities that may arise out of your use of any third-party provider referred by BraveLinc.
• All agreements, contracts, warranties, and service obligations are strictly between you and the third-party provider.
• You agree to hold harmless and indemnify BraveLinc Insurance Group, its officers, employees, and agents from any claims, damages, or liabilities related to or arising out of services provided by such third-party providers.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, misuse, or disclosure.

7. Your Choices

• You are not obligated to use any referred third-party service providers.
• You may choose alternative service providers at your discretion.
• You may opt out of non-essential marketing communications at any time.

8. Updates to This Policy

We may update this Privacy & Referral Policy from time to time. Updates will be posted on this page with the revised "Effective Date."

9. Contact Us