Terms and Conditions

1. General Terms

BL Holdings, LLC, doing business as BraveLinc Insurance Group, is an independent insurance agency licensed in Ohio, Texas, Kentucky and Tennessee (License: 1679709). We are not a lender or financing company.

2. Insurance Services

We provide insurance brokerage services including quotes, policy placement, and ongoing service for homeowners, auto, and umbrella insurance policies through various A-rated carriers.

3. SMS Terms and Conditions

3.1 SMS Consent Communication

We will not share your phone number with any third parties for marketing purposes.

3.2 Types of SMS Communications

If you opt in to receive messages from BraveLinc Insurance Group, you may receive texts about policy updates, claim notifications, payment reminders, and important account information. Standard message rates may apply.

3.3 Message Frequency

You may receive approximately 1-5 SMS messages per month, depending on your policy activity and account needs.

3.4 Carrier Charges

Message and data rates may apply based on your mobile carrier and location.

3.5 Opt-In Methods

You can opt in via the following methods:

• By checking the SMS consent box on our contact forms

3.6 Opt-Out Instructions

You may opt out at any time by replying STOP to any message. To resume receiving texts, reply START.

3.7 Help

If you need assistance, reply HELP or contact us at (614) 508-1690 or Jabari.Scott@BraveLinc.com.

3.8 Disclosures

• Message frequency may vary.
• Message and data rates may apply.
• Reply STOP to cancel.
• Reply HELP for assistance.
• Visit our website for our Privacy Policy and Terms of Service.

4. Third-Party Referrals

We may refer you to third-party service providers. These referrals are provided as a courtesy, and you are under no obligation to use their services. We are not responsible for the services provided by third parties.

5. Limitation of Liability

BraveLinc Insurance Group's liability is limited to the scope of our insurance brokerage services. We are not liable for coverage decisions made by insurance carriers or claims handling processes.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your information.

7. Changes to Terms

We may update these Terms and Conditions from time to time. Updates will be posted on this page with the revised "Effective Date."

8. Contact Information